|
|
|
Fees
Portfolio Management Fees
Because the firm charges for its services based on a percentage of assets under management, the firm makes more money only if the value of your account increases. We are not stockbrokers and we are not insurance agents. We are your personal financial counsel and our fees are designed so that our financial interests are perfectly aligned with your own.
We eliminate any such risk to our clients by accepting compensation only from the client. We offer no proprietary products. We accept no commissions. As a result, we have no conflicts of interest or divided loyalties. We have no financial incentive to do anything but give you objective and unbiased advice, with only your best interests in mind.
Financial Planning Fees
Initial Consultation for Financial Planning clients is always free and without obligation. Consistent with our firm's policy toward full disclosure, all fees are capped and spelled out in writing before any planning services are performed. Planning fees are based solely on the time involved.
Your advisor’s compensation is a very important topic to you because it can affect the objectivity of the advice you receive. To illustrate, most financial advisors accept compensation from any source. The typical financial advisor receives a payment from a mutual fund company or a life insurance company when the client buys a mutual fund or life insurance policy that the advisor recommended. Usually the client is unaware of these payments, but they can constitute most or all of the typical financial advisor’s compensation. Some mutual funds or insurance companies pay the advisor more than others, and the ones that pay the most to the advisor are not necessarily the best ones for the client. When proprietary funds are available, the adviser usually will make more money by recommending the proprietary product over another product, even if the proprietary product’s investment returns are lower. In this compensation environment, there is a risk that the financial advisor’s personal financial interests will influence his or her recommendations to the client, to the client’s detriment.
Contact us | View site map
|
|
|
|